What Is a Notary Public and When Do You Need One?

June 05, 20267 min read
Notary public signature line on a legal document with a fountain pen ready for signing.
A notary public helps verify identities, witness signatures, and notarize important legal and financial documents.

Have you ever been told, "You need to get this notarized," only to wonder what that actually means?

Whether you're buying a home, signing estate planning documents, authorizing a power of attorney, or completing employment paperwork, a notary public plays an important role in helping prevent fraud and ensuring documents are signed properly.

The good news? Getting documents notarized is often much easier than people think, especially with today's mobile notary and remote online notarization options. If you need a mobile notary in New Jersey or an online notary, RE Signature Services can help make the process simple and convenient.

In this guide, we'll explain what a notary does, when you may need one, and how professional notary services can save you time and stress.

What Is a Notary Public?

A notary public is a state-appointed official authorized to verify the identity of document signers, witness signatures, administer oaths, and complete notarial acts.

The primary purpose of a notary is to help deter fraud by confirming that:

  • The signer is who they claim to be

  • The signer is willing to sign the document

  • The signer understands what they are signing

  • The signature is made properly according to state law

A notary is not an attorney and cannot provide legal advice unless separately licensed to do so. Learn more about what a notary public is through National Notary Association.

What Does a Notary Do?

Many people assume notaries simply stamp documents. In reality, there is much more involved.

A notary may:

Verify Identity

Before notarizing a document, the notary must confirm the signer's identity using acceptable identification.

Common forms of ID include:

  • Driver's license

  • State-issued ID card

  • Passport

  • Military ID

Witness Signatures

The notary observes the signer execute the document and confirms the signature is voluntary.

Administer Oaths and Affirmations

Certain documents require a sworn statement under oath. The notary can administer this oath before notarizing the document.

Complete Notarial Certificates

The notary fills out the required notarial wording and applies their official seal.

When Do You Need a Notary?

Many important legal, financial, and personal documents require notarization.

Real Estate Transactions

One of the most common reasons people search for a mobile notary in New Jersey is for real estate documents.

Examples include:

  • Purchases

  • Refinance loans

  • HELOCs

  • Seller packages

  • Commercial real estate transactions

  • Reverse mortgages

Many lenders and title companies use a loan signing agent to facilitate these appointments and ensure documents are executed correctly.

Estate Planning Documents

Estate planning often involves multiple notarized documents.

These may include:

  • Powers of Attorney

  • Living Trusts

  • Advance Healthcare Directives

  • Living Wills

  • Last Will and Testament self-proving affidavits

Because these appointments often involve elderly clients or individuals with mobility limitations, many families choose a mobile notary who can travel to homes, hospitals, assisted living facilities, and nursing homes.

Affidavits and Sworn Statements

Affidavits frequently require notarization because they contain statements made under oath.

Examples include:

  • Identity affidavits

  • Financial affidavits

  • Residency affidavits

  • Insurance claim documents

Employment and I-9 Verification

Employers with remote workers often need assistance completing employment verification documents.

A mobile notary may serve as an authorized representative for Form I-9 verification, depending on employer requirements.

Business Documents

Businesses commonly require notarization for:

  • Contracts

  • Corporate resolutions

  • Vendor agreements

  • Commercial leases

  • Licensing applications

Mobile Notary vs. Traditional Notary Services

Traditionally, people visited a bank, shipping store, or government office to find a notary.

Today, many people prefer mobile notary services because of the convenience.

Mobile Notary Services

A mobile notary travels to the client.

Appointments can take place at:

  • Homes

  • Offices

  • Hospitals

  • Nursing facilities

  • Coffee shops

  • Real estate offices

  • Correctional facilities

  • Any location convenient to you

This option is especially valuable for busy professionals, families, seniors, and individuals recovering from illness or injury.

If you've searched for "mobile notary near me" or "traveling notary New Jersey," this is the service you're looking for.

Remote Online Notarization (RON)

Remote Online Notarization allows documents to be notarized through a secure online platform using audio-video technology.

Benefits include:

  • No travel required

  • Faster scheduling

  • Convenient for out-of-state signers

  • Ideal for military members and travelers

  • Available from virtually anywhere

Many people searching for "online notary services" or "remote notarization nationwide" choose this option because it can often be completed the same day.

How to Prepare for a Notary Appointment

A smooth notarization starts with preparation.

Before your appointment:

Have Valid Identification Ready

Ensure your ID is current and available.

Do Not Sign Early

Many documents must be signed in front of the notary.

Review the Document

Know what you're signing before the appointment begins.

Confirm Witness Requirements

Some documents require one or more witnesses in addition to a notary.

Ask ahead of time so arrangements can be made. RE Signature Services can often assist by providing witness services.

More about how to prepare for your notary appointment can be found through National Notary Association.

Common Reasons People Search for a Notary

People often search for notary services when they need important documents notarized quickly, conveniently, or outside of traditional business hours.

Common reasons include:

  • Notarizing estate planning documents

  • Signing a power of attorney

  • Completing real estate or loan documents

  • Notarizing hospital or healthcare-related paperwork

  • Finding a mobile notary who can travel to them

  • Scheduling a same-day appointment

  • Getting documents notarized after hours

  • Booking a weekend notary appointment

  • Locating a loan signing agent

  • Exploring remote online notarization options

Understanding your options can help you choose the most convenient notary service for your specific needs.

Why Professional Notary Services Matter

Errors on notarized documents can lead to delays, rejected filings, missed closings, and additional costs.

Working with an experienced notary helps ensure:

  • Proper identification procedures

  • Accurate notarizations

  • Professional document handling

  • Flexible scheduling

  • Reduced risk of document rejection

Whether you're completing a real estate closing, finalizing estate planning documents, or signing an affidavit, having an experienced notary can provide peace of mind.

Frequently Asked Questions

Can a notary tell me what documents I need?

No. A notary cannot provide legal advice or determine which documents you should use. Consult an attorney for legal guidance.

What identification is required for notarization?

Generally, a government-issued photo ID such as a driver's license, state ID, passport, or military ID is required.

Can a mobile notary come to a hospital or nursing home?

Yes. We provide mobile notary services throughout New Jersey, traveling to homes, offices, hospitals, senior living communities, and other convenient meeting locations near you to make notarization easy and stress-free.

How much does a mobile notary cost?

Because every appointment is a little different, pricing can vary based on the service, location, and any special requests. We offer fair, competitive pricing and will always go over the full cost with you before we finalize your booking. Reach out to us for a quick, personalized quote today.

Can documents be notarized online?

Yes. Many documents can be notarized through Remote Online Notarization (RON), a secure process that allows you to meet with a commissioned notary online using audio and video technology. This convenient option eliminates the need to travel and can often be completed from the comfort of your home or office. RE Signature Services proudly offers remote online notarization for eligible documents nationwide.

Do I need witnesses for my document?

Some documents require witnesses, while others do not. Requirements vary depending on the document type and applicable state laws. If you're unsure, check with the document preparer or attorney before your appointment. If witnesses are needed, RE Signature Services can often assist by providing witness services to help ensure your signing is completed smoothly and correctly.

Need a Mobile or Online Notary Public?

Whether you're completing a real estate closing, notarizing estate planning documents, verifying employment forms, or handling important personal paperwork, RE Signature Services makes the process simple and convenient.

We provide professional mobile notary services throughout New Jersey and remote online notarization for eligible transactions nationwide.

Instead of rearranging your schedule to find a notary, let us come to you or meet online from the comfort of your home or office.

Contact RE Signature Services today to schedule your appointment and experience a smooth, professional notarization process.

RE Signature Services business card featuring company logo, phone number, email address, and website for mobile notary, loan signing, and document services in New Jersey.
RE Signature Services offers mobile notary services, loan signings, estate plan signings, and remote online notarizations for individuals, families, attorneys, and real estate professionals throughout New Jersey.
Back to Blog